Thursday, March 27, 2014

About Budgeting & Personal Finance: Cars, Retirement, And Against-the Grain Advice

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Budgeting & Personal Finance

Plan for Big Events

Retirement

Budgeting 101



From Paula Pant, your Guide to Budgeting & Personal Finance

 In today's newsletter, we cover:

  • How to budget for car-related expenses, given that so many factors (e.g. repairs) are unpredictable.
  • How to adjust for inflation when you're setting a retirement goal.
  • How to track and manage your money if you're self-employed.
  • What NOT to do -- general "bad advice" that everyone should avoid.

Enjoy!

Actions You Should Avoid in Order to Keep Your Budget On-Track
C'mon, be honest: When you read advice about responsible financial planning, do you ever get the urge to pull that all-too-human stunt where you wind up doing something different, just because you like to go against-the-grain? If so, you'll enjoy this article about what NOT to do. Read more

Do You Need to Factor for Inflation When You're Planning a Retirement Budget?
Here's a vexing problem: It's relatively easy for you to think: "I'm happy spending $50,000/year or $90,000/year or $120,000/year today (whatever that number might be for you and your family.) And then you'll base your retirement projections on that number. But that's not necessarily the right way to plan for retirement. Read more

How to Lower Your Car Transportation Costs
It's hard to know what your car-related expenses are going to be in the future. Sure, you know that you pay $250 per month to the car dealership. But you don't know how much you'll need to pay for repairs, fluctuating gas prices, parking tickets, rising insurance rates, and more. Read more to learn how to budget for your car.

Financial Tips for Freelancers
Congratulations -- you decided to take the leap into self-employment. While this has a lot of perks, it also comes with the responsibility of tracking a lot more money. Read more to learn tips for freelancers and other self-employed people.


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This newsletter is written by:
Paula Pant
Budgeting & Personal Finance Guide
Email Me | My Blog | My Forum
 
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