|  | From Paula Pant, your Guide to Budgeting & Personal Finance In today's newsletter, we cover: - What is a "retirement annuity" -- and should you get one?
- 8 habits that can cause your car-related expenses to rise
- How to create a realistic budget (one you'll stick to!)
- The simple, 5-category budget
Enjoy! | | What's an Annuity? Thanks to the disappearance of workplace pensions, many people are opting for annuities to create retirement income. But what exactly IS an annuity?
| 8 Worst Habits That Blow Your Car Budget Are you committing any of these eight budget-busting car habits?
| How to Create a Realistic Budget Your personal budget should work for you. Learn seven steps to creating a budget you can use and how to make it work.
| Try the Simple 5-Category Budget Overwhelmed by the idea of line-itemizing every expense? Try this simple 5-category budget.
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