|  | From Paula Pant, your Guide to Budgeting & Personal Finance Budgets are great in theory ... but sticking to a written budget can be as tough as trying to stick to a diet. An extra $5 here, another $15 there, and pretty soon you're $250 over-budget. In this week's newsletter, we feature a new article that gives you three actionable tips to help you stick to your budget. Enjoy! | | 3 Tips to Help You Stick to Your Budget Finding it tough to stick to your budget? The reality of money-management is that -- (like with losing weight) -- the real battle is mental, rather than tactical. To stick to your budget, you need to change your mindset. These three mental tricks can help.
| Are You a Two-Income Couple? Try This. Are you a dual-income couple? If so, set a goal to live on one persons' income while saving the other persons' income. Not only will this help you accelerate your savings, it'll also prepare you for any time in the future when you might become a one-income couple (perhaps because of a job loss, a transfer to a new state, etc.)
| Try the Simple 5-Category Budget Overwhelmed by a detailed budget with 12 or 15 different line-items? Try this ultra-simple budget, which only has five broad categories.
| What is a Certificate of Deposit, or CD? What's a CD -- and should you put your savings into these instruments?
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